Trade crypto. Load a card. Pay your bills.
CENZIK is one account for buying, selling, sending and swapping crypto, creating virtual cards in naira and dollars, paying bills and trading gift cards.
One account and one balance across web, Android and iOS.
Buy, sell, send, receive and swap
Every crypto move you need, with the naira rate shown before you confirm.
Buy
Get the coins you want using your balance.
Sell
Turn crypto into naira at the rate on your screen.
Send
Move crypto to any wallet address.
Receive
Share your wallet address and get paid in crypto.
Swap
Change one coin for another without leaving the app.
Sell USDT
Example rateLive rates are shown inside the app and can change.
Virtual cards in naira and dollars
Create a card, fund it, and pay online. Choose an NGN card for local checkouts or a USD card for international ones. More currencies are coming.
- NGN and USD cards. Pick the currency that matches where you are paying.
- Fund it from your balance. Use the money you already made from trading crypto.
- Ready in the app. Find your cards under the Cards tab whenever you need them.
Pay bills from the same balance
Top up airtime and data, buy electricity and renew your cable TV, all without leaving CENZIK.
Check the gift card rate before you trade
See what each card is worth per dollar, along with the type of card accepted, then trade and get paid in naira.
Example rates. Current rates are on the Rates tab in the app.
Verify once, unlock more
Identity checks keep your account and your money safe. Each tier you complete opens up more of CENZIK.
Create your account
Sign up with your email and phone number.
Confirm who you are
Add a government ID and a selfie to trade with higher limits.
Confirm your address
Add proof of address for the highest limits.
Questions people ask
Where can I use CENZIK?
On the web, on Android and on iPhone. You sign in to the same account and see the same balance on every device.
Do I have to verify my identity?
Yes. Verification is split into tiers, and each tier you complete gives you access to more features and higher limits.
Which currencies can I use for virtual cards?
You can create NGN and USD cards today. We plan to add more currencies over time.
Are the rates fixed?
No. Crypto and gift card rates change. The rate on your screen when you confirm a trade is the one that applies.
Open your CENZIK account
Same account, same balance, on every device.